All-In Cost Transparency
The Full Picture. No Surprises.
Every fee, line by line — registration, commission, mortgage costs and the recurring insurance most calculators leave out — so you know exactly what cash you need on day one.
AED 300,000
15% of priceAED 1,700,000
85% LTVAED 0
0% of priceAED 0
down payment + one-time feesOne-Time Costs at Purchase
Ready-to-Move · Mortgage| Item | Basis | Amount | % of Price |
|---|
Recurring annual costs (mortgage life insurance and property insurance) are shown separately below — they are not included in the one-time total above.
Recurring Annual Costs (While Mortgaged)
Shown as typical ranges| Item | Basis | Typical Annual Range |
|---|
Ready vs. Off-Plan, at a Glance
Using minimum deposit for each, same priceSRERD registration, municipal levy and agency commission rates reflect figures cited across this site's tools; mortgage registration, arrangement, valuation and insurance figures are typical UAE banking conventions, not published Sharjah-specific rates — confirm exact terms with your bank. Figures are estimates for discussion only, not financial or legal advice.
LTV/deposit rules and the ~4% fee structure: CBUAE lending rules and SRERD fees as cited in this site's FAQ. Verified as of July 2026.